Status: U Return-Path: Received: from noehlo.host ([127.0.0.1]) by mx-avoceta.atl.sa.earthlink.net (EarthLink SMTP Server) with SMTP id 1kQV7G1Oe3Nl34k0; Fri, 17 Oct 2008 15:36:32 -0400 (EDT) Received: from wsmarth-hairy.pas.sa.earthlink.net ([207.217.120.115]) by mx-avoceta.atl.sa.earthlink.net (EarthLink SMTP Server) with ESMTP id 1kQV7F5ZY3Nl34k1 for ; Fri, 17 Oct 2008 15:36:31 -0400 (EDT) Received: from domrl-brush.atl.sa.earthlink.net ([207.69.231.198]) by wsmarth-hairy.pas.sa.earthlink.net with smtp (Exim 3.36 #4) id 1Kqv7f-0001Ja-00 for merileek@earthlink.net; Fri, 17 Oct 2008 12:36:31 -0700 X-ELNK-Loop: merileek@kerncommunications.com Received: from dukecmmtar02.coxmail.com ([68.99.120.49]) by domrl-brush.atl.sa.earthlink.net (EarthLink SMTP Server) with ESMTP id 1kQV7B4Ga3Nl5vE0 for ; Fri, 17 Oct 2008 15:36:27 -0400 (EDT) Received: from merilee07cf8a9 ([68.15.13.44]) by dukecmmtar02.coxmail.com (InterMail vM.6.01.06.05 201-2131-130-106-20070212) with SMTP id <20081017193628.UNVX23833.dukecmmtar02.coxmail.com@merilee07cf8a9> for ; Fri, 17 Oct 2008 15:36:28 -0400 Message-ID: Reply-To: "Merilee:::Kern Communications" From: "Merilee:::Kern Communications" To: Subject: The Tennessean Date: Fri, 17 Oct 2008 12:36:29 -0700 MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_NextPart_000_0105_01C93054.FAC76F10" X-Priority: 3 X-MSMail-Priority: Normal X-Mailer: Microsoft Outlook Express 6.00.2900.5512 X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.5579 X-ELNK-AV: 0 X-ELNK-Info: sbv=0; sbrc=.0; sbf=00; sbw=010; This is a multi-part message in MIME format. ------=_NextPart_000_0105_01C93054.FAC76F10 Content-Type: text/plain; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable http://search.tennessean.com/sp?eId=3D100&gcId=3D57856643&rNum=3D1&url=3D= http%3A%2F%2Fwww.tennessean.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D20088= 10170346&siteIdType=3D2 -------------------------------------------------------------------------= ------- Sellers need to tell and buyers need to know home's issues FROM STAFF REPORTS . October 17, 2008 When TV investigative reporters do Sweeps Week investigations of hotel = cleanliness, they often use black lights for dramatic effect and to = reveal unaddressed stains, such as bodily fluids. A homebuyer needs no unnecessary drama, but using a black light while = inspecting a home is a good idea as part of a thorough inspection and = full disclosure, according to Robert Jenson, CEO of luxury Las Vegas = realty The Jenson Group at RE/MAX Central. Is the home repaired from prior water damage? Has there ever been a = termite infestation? No matter what the issue, the seller should = disclose it. Not doing so when you should have can have serious legal = consequences that vary from state to state. Jenson offers the following list of real estate disclosure must-knows. Inspect everything: After your offer is accepted, set up a home = inspection through a reputable inspector. It's not uncommon to find = problems, including roof deficiencies, leaky plumbing and electrical = concerns. If you negotiate repairs as part of the purchase, ask for a = "walk through" before finalizing the paperwork to assure all issues are = resolved to your satisfaction. Examine insurance claims: Buyers should contact their insurance = representative and give them the property address. They will run a = Comprehensive Loss Underwriting Exchange (C.L.U.E) report, which will = uncover any previous issues or claims on the property. Check flood plains: Another question buyers should ask their insurance = representative is if the home is potentially in a flood plain, which can = also affect the insurance premium. Know the soils: Depending on where you live, a soils test might be = necessary, or it may be prudent to procure a copy of the builder's = original soils report, which gives understanding of earth conditions = affecting a building. Check for code violations, un-permitted work: Homes that have been = remodeled or have additions are more susceptible to potential code = violations, which can pose a variety of safety hazards and put you at = risk of legal liabilities. A good home inspector will catch such = violations. Also, is the square footage in the county tax record = different than the advertised square footage? If so, find out why. Black-light carpet to uncover hidden issues: Use a black light in the = evening to assess the home's carpet to uncover hidden pet waste and = other questionable stains, including blood and other body fluids. ------=_NextPart_000_0105_01C93054.FAC76F10 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable
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Sellers need to tell and buyers need to know home=92s = issues

FROM STAFF REPORTS =95 October 17, 2008

When TV investigative reporters do Sweeps Week investigations of = hotel=20 cleanliness, they often use black lights for dramatic effect and to = reveal=20 unaddressed stains, such as bodily fluids.

A homebuyer needs no unnecessary drama, but using a black light while = inspecting a home is a good idea as part of a thorough inspection and = full=20 disclosure, according to Robert Jenson, CEO of luxury Las Vegas realty = The=20 Jenson Group at RE/MAX Central.

Is the home repaired from prior water = damage?=20 Has there ever been a termite infestation? No matter what the issue, the = seller=20 should disclose it. Not doing so when you should have can have serious = legal=20 consequences that vary from state to state.

Jenson offers the following list of real estate disclosure = must-knows.

Inspect everything: After your offer is accepted, set up a home = inspection=20 through a reputable inspector. It's not uncommon to find problems, = including=20 roof deficiencies, leaky plumbing and electrical concerns. If you = negotiate=20 repairs as part of the purchase, ask for a "walk through" before = finalizing the=20 paperwork to assure all issues are resolved to your satisfaction.

Examine insurance claims: Buyers should contact their insurance=20 representative and give them the property address. They will run a = Comprehensive=20 Loss Underwriting Exchange (C.L.U.E) report, which will uncover any = previous=20 issues or claims on the property.

Check flood plains: Another question buyers should ask their = insurance=20 representative is if the home is potentially in a flood plain, which can = also=20 affect the insurance premium.

Know the soils: Depending on where you live, a soils test might be = necessary,=20 or it may be prudent to procure a copy of the builder's original soils = report,=20 which gives understanding of earth conditions affecting a building.

Check for code violations, un-permitted work: Homes that have been = remodeled=20 or have additions are more susceptible to potential code violations, = which can=20 pose a variety of safety hazards and put you at risk of legal = liabilities. A=20 good home inspector will catch such violations. Also, is the square = footage in=20 the county tax record different than the advertised square footage? If = so, find=20 out why.

Black-light carpet to uncover hidden issues: Use a black light in the = evening=20 to assess the home's carpet to uncover hidden pet waste and other = questionable=20 stains, including blood and other body=20 fluids.

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