X-Spam-Flag: NO X-Envelope-From: merilee@kerncommunications.com Return-Path: Received: from dukecmmtar03.coxmail.com (dukecmmtar03.coxmail.com [68.99.120.44]) by mail138c38.carrierzone.com (8.13.6/8.13.1) with ESMTP id pA8HG6sx005357 for ; Tue, 8 Nov 2011 12:16:15 -0500 Received: from dukecmimpo03.coxmail.com ([68.99.120.137]) by dukecmmtar03.coxmail.com (InterMail vM.7.08.02.01 201-2186-121-102-20070209) with ESMTP id <20111108171606.THTG7543.dukecmmtar03.coxmail.com@dukecmimpo03.coxmail.com>; Tue, 8 Nov 2011 12:16:06 -0500 Received: from merilee07cf8a9 ([68.15.13.44]) by dukecmimpo03.coxmail.com with bizsmtp id uhG41h0050x1YcL01hG5ss; Tue, 08 Nov 2011 12:16:05 -0500 Message-ID: <17A90B368BCD42398F18BD1D8C49884E@merilee07cf8a9> Reply-To: "Merilee Kern" From: "Merilee Kern" To: "David Roddenberry" , "Merilee Kern" Subject: MSNBC.com Placement Date: Tue, 8 Nov 2011 09:15:31 -0800 MIME-Version: 1.0 Content-Type: multipart/related; type="multipart/alternative"; boundary="----=_NextPart_000_0201_01CC9DF6.F709EC00" X-Priority: 3 X-MSMail-Priority: Normal X-Mailer: Microsoft Outlook Express 6.00.2900.5931 X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.6109 X-CSC: 0 X-CHA: v=1.1 cv=77p9fQjreMcPcObk831tegYPWVqeYx9eQibikvne5p0= c=1 sm=1 a=nGo8SpNOHtMA:10 a=OkTZCP_1vwgA:10 a=AKOHMRsPwIEA:10 a=amoHW2/Lxk+JwdK3UfH89Q==:17 a=AAvYLDLOAAAA:8 a=aMKEdnHnU7gboZC3BdgA:9 a=GpgA5W0YQ1Wl8CjbU9UA:7 a=wPNLvfGTeEIA:10 a=DWFSBOqRzjSjK0_q:21 a=I3dMaRHNpWLBA4RJ:21 a=CjxXgO3LAAAA:8 a=tchEyBKPAAAA:8 a=_cZwSH8uAAAA:8 a=R0h3WEIsAAAA:8 a=o8ljfhlE2H8E1a4gxBIA:9 a=JWnOmPpVD6g7o0ka7ugA:7 a=ncNU6YxER44A:10 a=mTw8DqNf54UA:10 a=3vcT5UNcf4oA:10 a=ZpVnx8kl5T43DTHo:21 a=np2GSIYcYPVnHbMo:21 a=ifjiF-aZ3cHabww5kxEA:9 a=KQqxNPgzF0kA:10 a=BI8ahCzr-7dGsHwK:18 a=HZj_WejE6lN30hwIbqQA:9 a=ucH7BwLj_I8A:10 a=Q9euwIFEvd2c_ixR:21 a=sHx3ZmNudvOM9gnC:21 a=2t58lm_JbANbyFbW:18 a=GQNcxYAmtLXB/ffFAU8xTQ==:117 This is a multi-part message in MIME format. ------=_NextPart_000_0201_01CC9DF6.F709EC00 Content-Type: multipart/alternative; boundary="----=_NextPart_001_0202_01CC9DF6.F709EC00" ------=_NextPart_001_0202_01CC9DF6.F709EC00 Content-Type: text/plain; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable http://vitals.msnbc.msn.com/_news/2011/11/03/8618483-hefty-wager-lose-wei= ght-or-lose-your-money By Linda Carroll Determined to slim down, Calvin Gardner opted to put his money where his = mouth was: He bet $300 that he could drop 50 pounds in six months. It was a gamble, but the odds were good. If he succeeded, he'd more than = triple his money. The only downside: he'd lose his cash if he didn't = lose the weight. =20 Courtesy of Calvin Gardner Calvin Gardner lost 50 pounds in six months after wagering $300. The unusual betting scheme Gardner chose is offered by the HealthyWage = company, which essentially has become a bookmaker for the fat and = flabby. Of course, like any good odds maker, the company seems to come = out in the black. Just 1 in 4 who place the bet actually end up collecting, the company's = founder, David Rodenberry allows. Gardner was one of the lucky 25 percent. But that's probably because the = 25-year-old San Diego graduate student was highly motivated. His weight = had crept up during a busy school year in which he'd gone from a trim = 170 pounds to a stout 220. He stumbled upon HealthyWage online and = immediately signed up. In less than six months, Gardner shed 50 pounds = and turned $300 into $1,000. Research shows that people vastly improve their odds of losing weight if = there's cold, hard cash involved, according to Dr. Kevin Volpp, a = professor of medicine at the Perelman School of Medicine and director = for health initiatives and behavioral economics at the Wharton School, = both at the University of Pennsylvania. -------------------------------------------------------------------------= ------- Live Poll Would wagering money help you lose weight? Yes. Money is great motivator.=20 No. Losing weight is its own motivation; it's just really hard.=20 View Results a.. 166408 Yes. Money is great motivator. 80% b.. 166409 No. Losing weight is its own motivation; it's just really hard. 20% VoteTotal Votes: 421 "We as humans are really wire -------------------------------------------------------------------------= ------- d to focus on immediate gratification rather than delayed benefits," = Volpp explains. "And because any single indulgence doesn't affect health = that much, we can rationalize that we're going to have an ice cream cone = and some fries today and we'll start dieting tomorrow -- or next week. = Our focus is on the present." The idea behind monetary incentive programs is to nudge the equation we = form in our brains a little bit more toward the long-term benefits. And = that's something that appeals to corporate America. With health care costs skyrocketing, in part because of the fattening of = the American population, some companies are using the "stick" approach = -- motivating employees to be healthier by raising their health = insurance premiums if they smoke or are too fat. The HealthyWage program is more about the "carrot" -- offering people a = chance to win money by shedding pounds. HealthyWage's founder, David Roddenberry, got into the weight-loss = business because, he says, as an ex-hedge fund manager, he personally = understood the power of money. The company offers a variety of = weight-loss programs to individuals and companies -- all with a = financial incentive. Dieting betters are required to verify their = weight loss through a health club or a physician. What works best, according to Roddenberry, are programs where = participants put some of their own cash at risk. "You have to be more = committed to put up your own money," Roddenberry says. The 1 in 4 payouts might seem like a bad deal, but Roddenberry argues = that clients are still winning because they've stayed with a weight-loss = program for six months to a year. Gardner isn't sure he'd have worked out most days, slashed calories and = dropped the pounds without the promise of a big payout. "It kind of set a deadline for me so I couldn't procrastinate anymore," = he says. "And being a poor student, the idea that I could turn $300 to = $1,000 was pretty motivating." ------=_NextPart_001_0202_01CC9DF6.F709EC00 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable
http://vitals.msnbc.msn.com/_news/2011/11= /03/8618483-hefty-wager-lose-weight-or-lose-your-money
 
 
By Linda = Carroll

Determined to slim down, Calvin = Gardner=20 opted to put his money where his mouth was: He bet $300 that he could = drop 50=20 pounds in six months.

It was a gamble, but the odds=20 were good. If he succeeded, he=92d more than triple his money. The = only=20 downside: he=92d lose his cash if he didn=92t lose the weight.

=20

Courtesy = of Calvin=20 Gardner

Calvin Gardner lost 50 pounds = in six months=20 after wagering $300.

The unusual betting scheme = Gardner chose is=20 offered by the HealthyWage company, = which=20 essentially has become a bookmaker for the fat and =20 flabby.  Of course, like any good odds maker, the company = seems to=20 come out in the black.

Just 1 in 4 who place the bet = actually end=20 up collecting, the company=92s founder, David Rodenberry allows.

Gardner was one of the lucky 25 = percent.=20 But that=92s probably because the 25-year-old San Diego graduate student = was=20 highly motivated. His weight had crept up during a busy school year in = which=20 he=92d gone from a trim 170 pounds to a stout 220. He stumbled upon = HealthyWage=20 online and immediately signed up. In less than six months, Gardner shed = 50=20 pounds and turned $300 into $1,000.

Research shows that people = vastly improve=20 their odds of losing weight if there=92s cold, hard cash involved, = according to=20 Dr. Kevin Volpp, a professor of medicine at the Perelman School of = Medicine and=20 director for health initiatives and behavioral economics at=20 the Wharton School, both at the University of Pennsylvania.

Live Poll

Would wagering = money help=20 you lose weight?

View Results
  • 166408
    Yes. = Money is great=20 motivator.
    80%
  • 166409
    No. = Losing weight is=20 its own motivation; it's just really hard.
    20%

VoteTotal=20 Votes: 421

=93We as humans are really wire

d to focus on immediate gratification rather than delayed benefits,=94=20 Volpp explains. =93And because any single indulgence doesn=92t affect = health that=20 much, we can rationalize that we=92re going to have an ice cream cone = and some=20 fries today and we=92ll start dieting tomorrow -- or next week. Our = focus is=20 on the present.=94

The idea behind monetary = incentive programs=20 is to nudge the equation we form in our brains a little bit more toward = the=20 long-term benefits. And that=92s something that appeals to corporate = America.

With health care costs = skyrocketing, in=20 part because of the fattening of the American population, some companies = are=20 using the =93stick=94 approach  -- motivating employees to be = healthier by=20 raising their health insurance = premiums if=20 they smoke or are too fat.

The HealthyWage program is more = about the=20 =93carrot=94 -- offering people a chance to win money by shedding = pounds.

HealthyWage=92s founder, David = Roddenberry,=20 got into the weight-loss business=20 because, he says, as an ex-hedge fund manager, he personally understood = the=20 power of money.  The company offers a variety of weight-loss = programs to=20 individuals and companies -- all with a financial incentive. =  Dieting=20 betters are required to verify their weight loss through a health club = or a=20 physician.

What = works best,=20 according to Roddenberry, are programs where participants put some of = their own=20 cash at risk. =93You have to be more committed to put up your own = money,=94=20 Roddenberry says.

The 1 = in 4 payouts might=20 seem like a bad deal, but Roddenberry argues that clients are still = winning=20 because they=92ve stayed with a weight-loss program for six months to a = year.

Gardner isn=92t sure he=92d = have worked out=20 most days, slashed calories and dropped the pounds without the = promise of a=20 big payout.

=93It kind of set a deadline = for me so I=20 couldn=92t procrastinate anymore,=94 he says. =93And being a poor = student, the idea=20 that I could turn $300 to $1,000 was pretty=20 motivating.=94

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